Lori Pirrone

Lori Pirrone - Strengthening Relationships

Lori Pirrone works with AXA Advisors as a Financial Consultant, and is based in Douglaston, New York. She specializes in Insurance and Retirement Planning, and her clients walk away with the knowledge that their plan will be implemented with skill. Her care and communication help to build strong relationships with her clients that will go a long way to make them feel safe and assured in their financial plans.

Strengthening and maintaining client relationships is a key aspect of her career, and one that she enjoys. The responsibility of protecting assets and wealth is something she takes seriously, and she ensures that her clients feel comfortable in their decisions. The flexibility allowed by working from client to client is just an added bonus that allows her to spend more time with her family.

After initially meeting and learning information about her clients, she makes suggestions for a financial plan and asks for feedback. She is constantly listening and responding to what her clients are telling her. This is conducive to the trust she finds makes client-consultant relationships productive and effective. Keeping her clients informed is another central part of her work philosophy that maintains the strong relationships she seeks.

Lori Pirrone establishes strong relationships with her clients in order to do the best job possible. She is caring and considerate towards their needs, but her transparent policies ensure she is always honest about the potential outcomes of a decisions. Clients appreciate the straight-forward simplicity of working with her towards a financial plan for their future.

Lori Pirrone - Full Disclosure

Lori Pirrone, Financial Advisor specializing in Insurance and Retirement Planning, practices a full disclosure policy with all her clients. She explains in full the advantages and disadvantages of every plan or investment, educating her clients and allowing them to make informed decisions. This policy creates the trust and equality, which is integral to a functioning business relationship. Whether a client is a small business owner or a public employee, she ensures that they are aware and informed of the implications of any decision they make.

“Every good relationship has a level of trust,” she says, “that is constantly strengthened as time goes on.” The strength of her relationship with her clients is a large part of her success as a financial advisor. By keeping them informed about the benefits and disadvantage of certain decisions, clients feel more comfortable working with her in a transparent and sharing client-consultant relationship. This relationship is important to her and she works hard to maintain her client relationships.

The financial future of clients is her first priority, and she wants to help clients achieve goals. “I enjoy helping people plan for their financial futures,” she says.

Lori Pirrone is a Financial Consultant who is trusted by her clients for her open, full disclosure policy. She has integrity and honesty, two essential traits in a reliable consultant. It is not just her drive and ambition which have allowed her to succeed, but also her openness and communication skills.

Lori Pirrone - Trust is Key

Lori Pirrone believes that trust is the foundation of a good working relationship between a Financial Advisor, like herself, and any client. The trust that is established within the first few consulting sessions helps to establish good communication and allow the consultant to understand what the client is looking for. As an Insurance and Retirement Specialist, she has dealt with a range of clients with different needs, from small business owners to individuals with high net worth and public employees.

Communication is integral to giving and receiving appropriate financial advice from a consultant. With the information about a client’s current situation and financial plans, Lori Pirrone is able to develop plans that are specific and personalized for their clients. The consistent disclosure of information between client and advisor helps her relationships with clients to constantly strengthen and progress.

“I build my client relationship on trust,” she says. Full disclosure policy is an integral part of her success, and she ensures that clients are well educated on the decisions they are about to make. She reveals all advantages and disadvantages so that the client can make an informed decision about the future of their finances in terms of retirement or insurance.

Lori Pirrone has a lot of experience and an established track record. She attributes much of this success to her ability to listen to clients and respond to their concerns. Trust, she believes, is the solid foundation upon which every working financial relationship should be built. With the trust of her clients, she is able to steer them through financial difficulty and reassure them of their choices.

Lori Pirrone - Retirement and Insurance Planning

Lori Pirrone, Financial Consultant with AXA Advisors, specializes in helping clients plan for retirement and insurance. Her specialty is important to her, and she enjoys being able to give people the financial security they seek with her detailed plans. She is qualified as a Chartered Financial Consultant and has also attained a Bachelor of Business Administration in Banking and Finance from Hofstra University. In her spare time, she enjoys various forms of exercise including running and Spartan races, as well as spending time with her family.

The future is something that she believes more people should be prepared to plan for in terms of both money and assets. She frequently helps people to grow their wealth or ensure that their heirs receive inheritance. Her experience in dealing with a wide range of insurance and retirement challenges allows her to help clients quickly and effectively. As a female consultant in a male-dominated field, she believes that her ability to listen and relate to clients has helped her further her career. In being selected as a part of the National Leaders Corp in 2014 and 2015, her accomplishments in the field of financial advising have been recognized.

Clients who work with professionals to manage retirement and insurance often meet their financial needs throughout their lifetime, as opposed to those who do not utilize a financial professional. Her own experience of starting financial work in a tough market has given her the resilience to deal with any issues a client raises. When planning for retirement or updating insurance schemes, she believes that hiring a Financial Advisor is essential in order to get the best out of your money.

“My career allows me the opportunity to meet great people and understand their concerns in building and protecting wealth,” she says. Helping clients to build and protect their wealth is an integral part of her job, whether those clients are small business owners or individuals with high net-worth. Experience with a range of clients and situations gives her the skill to discern between subtle differences and create targeted, personalized financial plans. Goal-setting is an important part of developing a financial plan, and she finds it rewarding when her clients are able to achieve the goals she helped them to set.

Lori Pirrone never thought she would become a Financial Consultant, but the path her career has taken has been fulfilling. She cannot imagine having another job, as her current work allows her all the right opportunities and rewards. Developing plans for clients and helping to guide them along a successful financial path is something she has become passionate about over the course of her work. The people she meets, and the feeling that she has helped them, are the things that make her job worthwhile.

Source:

http://www.forbes.com/sites/mitchelltuchman/2014/01/03/financial-planning-in-retirement/#76d902922a1c
https://us.axa.com/about-axa/advisors/financial-strategies.html

Lori Pirrone - Financial Management Tips For Small Businesses

As a Financial Consultant with AXA Advisors, LLC, Lori Pirrone has the opportunity to work with many small business owners, helping them to decipher the financial difficulties that they face so that they can expand their businesses and enjoy fiscal security. There are a number of helpful tips that will help any small business in this matter, including all of the following.

Be Realistic With Your Budget

Your budget should include every single expense that you can think of so that you have the best possible idea of the business’ finances. Everything from the stock that you purchase to the cost of utilities should be itemized and included. This will allow you to determine where you can cut costs if you are not earning enough revenue to sustain the company.

Be Organized

Your financial records should be well-organized so that they are easy to locate and can be accessed at any time. This is important for many reasons, such as if you need to discuss previous transactions with an accountant or if an independent organization has need to examine your records. Computerized systems have made this easier, but a good filing system is still required.

Separate Business and Personal Expenses

Many small business owners, especially those working as sole traders, struggle to separate their business expenses from their personal ones. Lori Pirrone notes that this makes it much more difficult to keep track of your finances. Accountants and financial consultants will often have to navigate through the web of expenses to determine what goes where if you do not separate them.

Lori Pirrone - Asset Protection Strategies

In addition to providing financial consultancy services related to retirement and insurance to individuals and small businesses, Lori Pirrone also works with high net earning clients to help them to protect their wealth, especially for future generations. There are a number of strategies that can be used for this purpose, with the below being amongst the most effective.

Increase Liability Insurance

Your insurance can act as the first line of defense in litigation, so you should always pay attention to your liability limits, particularly if you are to receive an inheritance that significantly increases your net worth. Speak to your provider and aim to make your liability coverage equal to your new net worth upon receiving the inheritance. Rates for this are often inexpensive and will allow you to protect more of your assets.

Keep Assets Separate

Some states will instantly rule that any assets you have become half-owned by your spouse from the moment they are deposited into a joint account. For stable couples, this will not usually be an issue, however it could pose a problem should your marriage break down. Consider keeping your assets separate from your partner’s, so they are protected in any circumstance.

Shield Assets With Business Entities

Lori Pirrone works with many individuals, many of whom are small business owners. If you don’t have a formal business structure in place, such as an LLC, you will be operating as a sole trader. This means that all of your personal assets are at risk should you be sued. By creating a business entity, you ensure that personal assets stay protected in this situation.

Lori Pirrone - Tips For Picking An Insurance Provider

As part of her work as a Financial Consultant for AXA Advisors, LLC, Lori Pirrone is often tasked with helping clients with their insurance needs. Selecting the right provider to work with is an essential part of this, but it can be difficult when there are so many insurance companies to choose from. These are just a few of the things that you should look for when making your decision.

Quality Ratings

There are a number of organizations that are dedicated to ranking the quality of insurance providers, so that customers can feel more assured in the choices that they make. Companies like Moody’s and Standard and Poor’s will allow you to compare companies with their peers and receive independent feedback about the quality of service that they provide.

Consider Your Needs

Many insurance providers will attempt to upsell if you show interest in a package, which often results in less wary customers spending more money than they need to on products they won’t actually use. Before starting your search, make sure that you fully understand what you are actually looking for from an insurance provider. This will allow you to select a policy that best suits your needs.

Claim Refusal

Lori Pirrone notes that one of the underestimated aspects of selecting an insurance provider is checking their previous records of claim refusal. Your state insurance commission should be able to provide you with all of the information you need. Be wary of working with any provider that has a track record of refusing seemingly legitimate claims.

Lori Pirrone - Tips For Achieving Your Financial Goals

Lori Pirrone is a Financial Consultant with AXA Advisors, LLC and she works with a variety of clients and small businesses to help them to achieve their financial aims. She enjoys the job precisely because it offers her the opportunity to help people reach the goals that they have set for themselves. Unfortunately, reaching your financial goals is not always going to be easy and many do not have the tools or information required to give themselves the best shot at being where they want to be. These tips should help anybody who has a financial goal in mind and just needs a little extra help to reach it.

Define Your Goal
The very first thing that you should do is actually define your goal. Many people start saving money without a definite idea of what they want to do with it, which leads to a lack of motivation over time. By defining a goal, such as saving a certain amount so that you can live comfortably in retirement or putting enough money aside to afford the deposit on a new house, you give yourself something tangible to aim towards. It may also help to actually write your goal down and place it somewhere, such as on the fridge, where you can always see it if you need a little extra motivation.

Get Organized
You need to take full control over your finances before you can reach the goals you have set for yourself, which means fully understanding both your income and expenditures. For many individuals, defining income is fairly simple, but things get a lot more complex when you start working with your expenditures. Take time to list everything that you spend money on during each month and separate the essentials out from things that you can do without. By doing this, you may also be able to see ways to cut expenditures down so you can save more.

Shop Smarter
One impulse purchase can be enough to completely ruin a month’s worth of financial planning, so make sure you shop smart at all times. Don’t head out to malls unless you have a definite idea of what you need to buy and consider drawing money out when buying groceries, rather than using a credit or debit card. The act of actually handing money over is much more tangible than using a piece of plastic to make your purchases.

Start Saving Now
Lori Pirrone points out that anybody whose income exceeds their expenditures is in a position to start saving money. Don’t delay on this, as that just means more time spent not putting money aside to achieve your goals. Furthermore, you may lose out on investment opportunities and increased earnings as a result of interest if you keep putting saving off.

Lori Pirrone - Cooking Techniques That Can Make You Look Like a Professional Chef

Lori Pirrone grew up in Long Island, New York and graduated with a Bachelor’s Degree in Banking and Finance from Hofstra University. She started working in the financial services industry after graduating and currently works as a financial consultant at AXA Advisors, LLC. Lori Pirrone has enjoyed cooking since being a kid and shares a couple of cooking techniques that can transform the way you cook.

Slow Roast

A slow roast dish is a favorite for many people because of the delicious flavor of the meat and vegetables that are retained in the dish after cooking. Slow roasting meat ensures that the juices stay in the meat and that it does not become dry and tough. Slow roast a couple of tomatoes and let the low heat slowly dry out the water and concentrate the flavor of the tomatoes. Serve the roasted tomatoes with a pasta salad, baguette slices, or crusty bread.

Emulsifying

Emulsifying is the process of combining two liquids that normally don’t mix well together, into a creamy mixture. You can create a delicious dip by mixing oil, vinegar, garlic paste and salt, and whisking it to blend it all in. You will need to add the oil a drop at a time while whisking the mixture together to get a nice creamy texture.

Lori has been cooking for her family since the age of 11. Family meals were always an important time of day in the Pirrone household and though time and distance do not allow for daily meals, the holidays are the best time of year for Lori to do what she loves most.

Source: http://www.realsimple.com/food-recipes/cooking-tips-techniques/cooking-techniques

Lori Pirrone - How to Avoid Injury While Running

Lori Pirrone is an experienced financial consultant working at AXA Advisors, LLC. She holds a Bachelor’s Degree in Banking and Finance and has been working in the financial services industry for over 15 years. Lori Pirrone is an active person and enjoys running to stay fit. Running is one of the easiest ways you can exercise and stay fit. However, it is important to ensure that you do not injure yourself while running. Here are some tips you can use when you go running.

Stretching too Deeply

It is more important to warm up your muscles than stretch before a run. When stretching before a run, make it light and don’t push too far. Stretching too deeply will put undue strain on your muscles and could result in injury when you start running. If you are a long distance runner, deep stretching during a warm-up could actually do you more harm than good. Deep stretching could trigger the Golgi tendon organs and spindle cells making your muscles feel sluggish and make it difficult to run. Stretching helps warm up the muscles in your body, but make sure not to overdo it. Start with some jumping jacks to get your muscles warmed up.

Walking it out

Olympian Jeff Galloway recommends starting off with a short three to five-minute slow walk followed by a five-minute walk-run before you start running. If your daily routine is to run for three minutes and walk for one minute, you might want to warm up for the first five minutes and then run for a minute and walk for a minute, after this you might want to gradually start running for the next five minutes before you settle into your normal pace.

Lori Pirrone ensures that she runs a couple of times a week to stay in shape.

Source: http://www.mensfitness.com/training/endurance/6-tips-to-avoid-running-injuries?page=2

Lori Pirrone - Tips for Retirement Saving

Lori Pirrone is an experienced financial consultant who has been in the financial services industry for over 15 years. She enjoys working with her clients as it gives her the opportunity to help them achieve their short and long-term financial goals. Regardless of whether you are 25 or 50 years old, saving for retirement is an important decision you need to make. Lori Pirrone has been helping individuals, small businesses, and public employees make informed decisions regarding retirement planning. Here are some tips you can use for retirement saving.

Contribute to a 401(k) or 403(b) Plan

If your employer offers a retirement plan with a company watch, you should contribute at least that amount towards your retirement. If a company offers to contribute five percent of your salary, contribute the same amount to your retirement plan or you will lose out on the money your company is offering you.

Legal Double Retirement Plan

There is a legal double retirement plan contribution that some health care workers, public sector employees, teachers, and nonprofit employees can contribute to. This gives these workers the opportunity to contribute double the amount to their retirement plan. Talk to your financial consultant and if you qualify for this, you might want to start contributing double to your retirement plan.

Lower-Income Taxpayer Retirement Saving Credit

If you are a married couple with an adjusted gross income of $61,500 (2016) you may be eligible for retirement saving credit if you are contributing to a qualified retirement plan.

Lori Pirrone was born and raised in Long Island, New York and has built a successful career as a financial consultant.

Source: http://www.investopedia.com/articles/investing/111714/8-essential-tips-retirement-saving.asp

https://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Savings-Contributions-Savers-Credit

Lori Pirrone - How to Ensure You Have Retirement Income

Lori Pirrone is a financial consultant currently working for AXA Advisors, LLC. She grew up in Long Island, New York and received her BBA in Banking and Finance from Hofstra University, in Hempstead, New York. She started her career in the financial services industry working with Dreyfus Mutual Funds/Mellon Bank before moving to AXA Advisors, LLC. Lori Pirrone enjoys working as a financial consultant as it gives her the opportunity to meet different people and help them build and protect their wealth. Here are some tips you can use to ensure you have retirement income.

Determine How Much You Need

The first thing you need to do is determine how much you need to maintain your lifestyle during retirement. This answer will determine how much you need to set aside each month to cover your essential expenses during your retirement years. Expenses can run higher than expected during retirement, so it is always best to make adjustments accordingly.

Other Sources of Income

To have sufficient income during your retirement years, you will need to plan smart. Do not depend on only your savings to see you through your retirement. Choosing when to begin taking Social Security will determine whether you will increase or decrease your retirement income. If you are married, you might want to claim spousal benefits so that you can increase your income substantially. If you receive income from rental properties, you will need to take into consideration maintenance expenses. Investing in stocks and bonds will help increase your income during retirement. However, it is important to talk to your financial consultant before investing in any investment vehicle.

Determine Your Risk Level

How you allocate your investment portfolio depends on your level of comfort with risk. When investing, you will need to take into consideration market fluctuation. If the risk is low, the return on investment will typically correlate to such factors, so you will need to determine your level of risk when planning your investment portfolio.

Find Out How Much Income You Need Your Savings to Generate

The amount you will need is the total estimated expenses minus your Social Security, real estate income or pensions. When you are able to determine how much you need each year, you can start working on a strategy to ensure you generate the amount needed.

How Much You Want to Leave to Your Beneficiaries

Determine how much money you want to set aside for your heirs. Ask yourself, Is it important that I leave a legacy to my children/grandchildren. For some people, this is a major issue, while for others, their focus is on living and spending as much as possible. If you are planning to leave a substantial inheritance to your heirs, you will need to start planning how to generate extra income for your beneficiaries.

Lori Pirrone has been working in the financial services industry for over 15 years and is experienced in assisting clients with their retirement plans.

Source: http://www.forbes.com/sites/lawrencelight/2015/07/22/the-5-steps-to-ensuring-retirement-income/#3ddcfc2a4922

Lori Pirrone - Succeeding in the Financial Sector

Lori Pirrone has worked as a financial advisor for over 15 years. She joined AXA Advisors in 2001 after cutting her teeth working for such finance companies as Dreyfus Services Corp and American Express Financial Advisors. She eventually earned her ChFC certification and began a long and successful career working for AXA helping people manage their assets and invest smartly to save for retirement and other major life events. Pirrone has experience helping people of all financial backgrounds make the right investment choices consistently with innovative and smart investment strategies and approaches that she explains clearly and patiently to all of her clients.

There are many different ways to succeed as a worker in the financial industry. With many financial positions rising in the national economy, those interested in finance have many different career paths to choose from Lori Pirrone decided to be a financial consultant because she wanted to work with different people with different backgrounds every day. She wanted to be a part of a team that helped families save for houses and cars; to plan for retirement. There are plenty of other options for those interested in markets and money, however. Securities and Commodities brokers are on the rise throughout the United States. The opportunities for these individuals are rising. Although the competition for these positions is fierce, the rewards are manifold. Lori Pirrone recommends working for a brokerage in securities or commodities as a way to make it in the financial industry.

Lori Pirrone lives and works in New York.

Lori Pirrone - Create Dishes like a Chef

The time she spends with friends and family is important to Lori Pirrone. She has worked as a financial consultant for more than 15 years, and is employed by AXA Advisors, LLC. One of the things she loves most about her career is that she is able to set her own schedule, which gives her plenty of time to spend with her loved ones. One of her favorite things to do during her free time is to create delicious dishes for her friends and family. She has spent years honing her cooking skills and enjoys the time she spends in her kitchen.

Cooking is a form of art, which anyone can master with a little experimentation. This skill simply takes time and a little effort. If you want to start creating masterful dishes that rival any chef, spend a little more time in your kitchen. The more you cook, the better you will get. Start your new hobby by finding a couple of good recipes. Follow these recipes exactly. This process will teach you about spice combinations, and you will learn how to prepare certain meats and vegetables.

Once you master your technique, and learn the basics of cooking, you can begin experimenting. Try making your own recipes and combining new spices. When you create something original, taste it and objectively criticize it. This process will help you become a fantastic chef. Lori Pirrone loves cooking amazing meals for her friends and family, and always looks forward to spending time working in her kitchen.

Lori Pirrone - Financial Advisor Skillset

Lori Pirrone is a certified Chartered Financial Consultant (ChFC) based in New York working for AXA Advisors in Long Island. Pirrone developed her financial advisor skillset over many years of education, training, and experience. After graduating from Hofstra University with a degree in Finance in 1999, Pirrone started working for Dreyfus Service Corp as an internal sales representative. She only worked there for a year, but she made a point to learn everything she could about the financial services industry and how to work collaboratively with clients to form innovative and effective investment strategies. After she left Dreyfus in 2000, Pirrone went to work for American Express Financial Advisors, where she developed even more valuable financial advisory experience.

Lori Pirrone developed her financial skillset during her brief stints with American Express Financial Advisors and Dreyfus Service Corp so that she would become an invaluable asset for AXA Advisors. In addition to being able to analyze and organize complex mathematical equations and data, Lori Pirrone had to develop other skills that allowed her to rise in the ranks of financial advisors in New York City. In order to find more clients and work better with her co-workers, she had to develop excellent communication skills across all media. She now has the ability to explain complex financial situations and strategies to all of her clients so they can make the best decisions for themselves with her help.

Lori Pirrone has created opportunities for herself and all of her clients in her work as a financial advisor and she hopes to continue for another 15 years.

Lori Pirrone - 3 Simple Ways to Improve your Client Relationships

Lori Pirrone is a successful financial consultant with AXA Advisors, LLC. She has worked in this industry for more than 15 years and prides herself on being able to develop strong working relationships with her clients. She understands that when it comes to financial consulting, trust between the consultant and the client is paramount. There are several ways for a financial consultant to improve their relationships with their clients.

The first way is to always educate your clients. Some of your clients may not understand certain aspects of finances, retirement planning, or insurance planning. Take the time to explain these details and simplify them for your client. You and your client will have a stronger relationship if each party understands the consultation and financial planning process.

A second way to build trust with your client and develop a better relationship is to be transparent. Explain your planning process to your client, and let your client know what you are doing at every step of your consultation and planning process. It can be difficult for clients to trust others with their finances, therefore make sure they always know what is happening with their savings and wealth.

Trust is an important part of the consultant and client relationship. In order to build trust, let your client know that you will not lie, or offer them false information. Explain to them the benefits of your advice and recommendations. Make sure they understand that you are simply providing them with knowledgeable advice. Lori Pirrone is a financial consultant and always takes the time to build trusting relationships with her clients.

Lori Pirrone - How to be a Financial Advisor

Lori Pirrone is a financial advisor for AXA Advisors on Long Island in New York. She has worked at AXA for over 15 years and has built a reputation for providing the best possible financial investment packages to her many clients and working well with them and her colleagues to create innovative and effective investment strategies for everyone who seeks her advice. Pirrone loves her job as a financial advisor. It’s competitive, fast-paced, and highly lucrative. Here’s how you can get your start in the financial industry:

Earn a Bachelor’s degree. Before the doors can be opened for you like they were for Lori Pirrone in her early career, you have to earn a Bachelor’s degree. You have several options for majors in this stage of your education. Most advisors major in Finance, including Pirrone, but you can also major in Business Administration or Economics as well.

Get an internship. Even an unpaid internship can make all the difference later in your career. You have to get the experience on top of learning the principles of finance in the classroom to be successful later in your career.

Obtain certifications. Lori Pirrone earned certification as a Chartered Financial Consultant (ChFC), which she needed to find a job in the financial advisory industry in New York, which is extremely competitive. Earning certifications is often required by some employers before they will even consider offering you an entry-level position.

Lori Pirrone earned her degree, did her time at smaller firms, and earned her certification as a ChFC before she became a high-ranking financial consultant for AXA Advisors.

Lori Pirrone - Everything you Should Know About AXA Advisors, LLC

When it comes to retirement and insurance planning, hiring a financial consultant could be beneficial. Lori Pirrone is a financial consultant with AXA Advisors, LLC in New York. She began her career with this company in 2001, and has spent more than 15 years developing her career and a list of clients. She enjoys helping her client manage their finances and protect their future. AXA Advisors, LLC has high standards for their consultants, and provides their customers with the best services.

AXA Advisors, LLC was founded in 1859 by Henry Hyde, and in only 10 years became one of the top insurance companies in New York. In 1881, this company hired Miss Ray Winter as their first female agency manager. This company has always been reliable and innovative in their field. They provide dependable insurance and retirement consultations and plans. In 2015, they celebrated their seventh consecutive years as the top insurance brand in the world.

AXA Advisors, LLC works hard to help their clients live their lives with confidence, and realize their dreams. They help their clients gain peace of mind, and ensure their legacy for their loved ones. This company provides a wide array of insurance plans, and offers their clients several choices in retirement savings plans. AXA Advisors, LLC also offers investment plans and consultations. This company is filled with professionals who are experienced and able to provide knowledgeable advice. Lori Pirrone is one of these advisors and loves being able to help her clients make their futures secure.

Lori Pirrone - The Three Keys to her Success as a Financial Advisor

Lori Pirrone has worked as a financial consultant and advisor for businesses and individuals for over 15 years. She lives in Douglaston, New York and works currently for AXA Advisors, a rising financial advisory firm in the area. She worked previously for several financial firms before working hard to secure a position as an official financial consultant for AXA. Pirrone has learned many lessons over her years as a financial advisor and she hopes that her advice to new advisors and others just starting to enter the industry can be helpful for a new generation of workers in the financial industry.

Lori Pirrone is a financial consultant with a long track record of success because she always stuck to the same principles that her mentors and teachers told her early in her career. Here are three of those valuable lessons she learned that led her to a successful career in the financial industry:

Delegate intelligently and well. The art of delegation is a key leadership quality that all successful people in all industries share. Everyone needs someone they trust to handle the small tasks that allow you to focus on what you do best. Find people you can hand off responsibilities to who are better at handling those details better than you. Trust these people and treat them well. As a team, you will go much farther than you can go by yourself.

Create a brand for yourself. Many individual investors think of all financial advisors as the same. Unless you’ve been specifically recommended by someone to a huge client, you’ll have to build your client base by not only providing the best financial advice and programs you can, but also creating a public image for yourself that represents quality, integrity, and serious financial skill. Build your brand by preaching a consistent message to all of your clients explaining what you do, how you do it, and what makes your way better than other financial advisors.

Give back to the community. This community could be the place where you live, the place where you work, or the financial industry community altogether. You don’t become a successful financial advisor like Lori Pirrone without someone helping you along the way. Give back to the community and help the next advisor come up. At the very least, invest in the community you’ve chosen to be a part of.

Lori Pirrone followed these three pillars of success in the financial industry because she received them from a trusted mentor. She is grateful for this advice early in her career because it allowed her to find success and more clients quickly and build on that success, leading her to her current position at AXA Advisors.

Lori Pirrone - Plan for Retirement like a Finance Professional

Lori Pirrone is a financial consultant with AXA Advisors, LLC and runs her own retirement and insurance planning firm. Retirement planning is important for every individual. According to the United States Department of Labor, fewer than half of Americans have calculated how much money they will need to save for retirement, and the average American spends 20 years in retirement. Creating a plan is vital for a comfortable and dignified retirement.

The first step in your plan should be to calculate your needs. It is important to consider your current lifestyle and determine whether or not you will want to downsize after you retire. Calculate out your average monthly expenses and also take into consideration the cost of health and life insurance. Once you have calculated all of these costs, you can begin to structure a savings plan.

You should begin saving for your retirement early on. The longer you save, the more comfortable your life will be after you retire. Create a savings plan and stick to it. Make yearly goals for yourself and try to surpass them. The more money you put into a retirement account, the more it will grow over the years.

The key to saving for retirement, is to not touch the money you put into your savings account. Try not to borrow from it, or withdraw funds out. This could seriously impact the interest accrual of your retirement fund. Lori Pirrone always takes the time to educate her clients about retirement planning and saving techniques.

Lori Pirrone on Building Trust

According to Lori Pirrone, trust is one of the most important aspects of a relationship between a financial advisor and their client. If a client does not trust what their financial advisor is saying and doing with their money, then they will be unwilling to give them money to manage. On the other hand, if a financial advisor cannot trust their client is telling the truth about their financial situation, the advisor cannot pick the best strategy to manage their money.

To work on this situation, Pirrone talks about trust during her initial meeting with clients. She tells them that she is going to be one hundred percent honest with her client and hopes that they are the same towards her. She then states that trust will take time to build. Pirrone will use conversation to get a client to open up and trust each other more. She also encourages frequent meetings when she starts to meet with a client to see if both parties agree on their financial strategy. She hopes that these initial steps will hasten the trusting process, but she is willing to work with her clients and building a relationship.

While Pirrone knows that there are clients that have a hard time to disclose their financial situation for varying reasons, her approach works most of the time. Pirrone is constantly on a quest to earn client’s trust. Most of the time she earns it through sound financial decisions and strategies to help people retain their wealth. Once these events occur, Lori Pirrone finds her clients most trusting in the management of their finances.

Lori Pirrone Shares Her Joy in Meeting People at Work

As a naturally social person Lori Pirrone enjoys her job at AXA Advisors because she regularly is meeting interesting people at work. Initially, Pirrone took a financial advisor position to help her clients manage their wealth. However, it is the interactions with her clients that allow her to come to work every day with a smile on her face.

Every day, Pirrone gets to meet with a mix of new and old clients to set up a financial strategy or to re-evaluate the one that they are currently on. Part of this process is that Pirrone gets to ask her clients how their life is going. She is amazed to hear their answers every time. To Pirrone, she is glad that her clients come from such a diverse background and she can learn more about them during each visit. What Pirrone likes the best about her job is checking in with the clients she has had for over fifteen years. During that time, many of those clients started new careers, got married, and started families. Sometimes, Pirrone feels like she is part of their family. To Pirrone her role as a financial advisor is important because she is helping those clients manage their wealth so their family does not have to worry about financial hardships.

It is the joy on her clients’ faces after hearing their life stories that makes Lori Pirrone excited to come to work every day and find a strategy to keep these people’s wealth with them for the rest of their lives.

Lori Pirrone’s Key to Financial Advising

Lori Pirrone has amassed a lot of experience at AXA Advisors over her fifteen-year career. She has helped hundreds of clients manage wealth and plan for their retirements. Over the years, Pirrone has learned the best ways to interact with her clients. She asks questions and listens to what her clients are saying

She often tells people to think her like a doctor. The more information she can get out of her clients, the more she can help them. She says when someone goes to the doctor; the physician will let the patient tell their story, and then ask a series of questions to narrow down to a diagnosis. Pirrone does the same routine with her clients. She first lets them talk about their life, and then will ask questions to find out enough information to assess how much they need to save for retirement. Pirrone will tell her clients that the more information that they give, the better she can help them.

Part of the reason for Lori Pirrone’s success as a financial advisor is that she treats her clients like patients, and she is the doctor asking them enough quality questions to know what they need to save for retirement.

Lori Pirrone’s Exercise Routine

Lori Pirrone is a financial advisor at AXA Advisors for the previous fifteen years. In her line of work, she deals with millions dollar transactions and stress-inducing situations daily. Many people in her industry need a way to decompress and reduce stress. Lori turns to Boot Camp classes and Spartan Races to relax.

Pirrone was an active child growing up. She was involved with competitive dancing for many years as a young child and adolescent. After she had graduated college, Pirrone was looking for a means to exercise that would push her like dance once did. One day at the gym she belonged to, a friend referred her to a Boot Camp class. After the first session, she was hooked. Boot Camp involves body weight movements and calisthenics for an hour straight. There is often little down time to catch one’s breath. To Pirrone, this was the hardest she worked out since one of her dance classes. She was also amazed by the camaraderie that was had between all of the participants. From that point on, Pirrone was devoted to going to Boot Camp classes at least three times a week. She says this is the best shape she has been in since high school.

Recently, Pirrone entered a Spartan Race, which is a three-mile trail run with a series of obstacles. To Pirrone, she loved every second of the race, she was lucky enough to enter the race with friends, and it felt like she accomplished something after the race. Pirrone says she wants to enter another race. Lori Pirrone will continue to take Boot Camp classes and enter Spartan Races as a means to relax after work.

Lori Pirrone – Three Reasons Fitness and Exercise is Important for Busy Professionals

Lori Pirrone is Financial Consultant for AXA Advisors, LLC. She is a busy professional who enjoys working out regularly. She is an avid runner who has competed in a few Spartan Races in the past and used to be a member of a boot camp for a little over three years. She feels that her health and fitness allows her to perform her job at a higher level. Here are three reasons why fitness and exercise are important for busy professionals.

Exercising regularly is a very healthy way of boosting energy levels. Exercise improves muscle strength and physical endurance allowing busy professionals to get more done during the day both at work and at home. Exercise helps the cardiovascular system work at a more efficient rate, which provides a boost in energy.
Exercise benefits those who have trouble falling asleep. Sleep trouble can be prevalent in busy professionals because of stress from work. Regular physical activity stimulates sleep and helps people fall asleep faster and deeper. Having said that, it is recommended not to workout too close to bedtime because it may be difficult to fall asleep immediately after a workout.
Lastly, exercise can be a lot of fun. It is a great way to get in the outdoors, unwind, and spend some needed alone time. Exercise provides a great opportunity to do self-reflection, prioritization, and scheduling. It can also be a good social outlet if busy professionals workout with colleagues or meet new people at the gym.

Lori Pirrone has been working in the financial services industry for over 15 years. She is a graduate of Hofstra University and has a Bachelor of Business Administration degree in Banking and Finance.

Lori Pirrone – Three Factors That Determine Financial Health

Lori Pirrone has worked in the financial services industry for over 15 years. She is a Financial Consultant for AXA Advisors, LLC and specializes in retirement and insurance planning. She graduated from Hofstra University in 1999 with a Bachelor of Business Administration degree in Banking and Finance. Here are three factors that determine a person's financial health.

The ability to absorb and handle financial shocks is a determining factor in a person’s financial health. The unexpected happens on a monthly basis, be it car problems, damage to property, or medical bills. A person’s ability to handle these unexpected events from a financial perspective is telling on their financial health. It is highly recommended that everyone has an emergency fund set aside.
A person’s ability to be flexible with lifestyle choices is an indicator of their financial health. As mentioned above, life takes many unexpected turns but they do not all have to have negative consequences. Unexpected vacations, spur of the moment trips, and going out to dinner with family and friends at the spur of the moment are all indicators of financial health.
Lastly, people who are in control of their finances are in financially healthy positions. This does not necessarily mean they are wealth. What it means is they have a high understanding of what their finances allows them to do, what they can afford, and what their daily and monthly finances will look like. People who are in control of their finances are in a healthy financial position.

Lori Pirrone’s structured and disciplined nature has allowed her to succeed in the financial services industry.

Lori Pirrone – Three Tips for People Considering Retiring in 2015

Lori Pirrone is a successful Financial Consultant in the financial services industry. She works for AXA Advisors, LLC and has done so for over 15 years. She specializes in developing plans for retirement and insurance. Her clients largely consist of public employees, individuals of high net worth, and small business owners. Here are a few things to consider for people considering retiring in 2015.

People who plan on retiring in 2015 should plan on when they decide to sign up for Social Security. Taking Social Security before the age of 66 will see a drastic decrease in the monthly payments received. Whereas taking social security at the age of 70 and up will see an increase in the monthly payments made.
People planning to retire in 2015 should sign up for Medicare on time, which means starting the paperwork three months prior to turning 65. There are financial penalties for signing up for Medicare too late. For people retiring before they turn 65, they will need to find another source of health insurance until they are eligible for Medicare.
People planning to retire in 2015 will have had to accumulate a fund for emergencies. It is not enough to only plan for monthly living costs during retirement. Additional savings will need to be had for emergencies. This gives retirees flexibility and relieves some financial stress if anything unexpected were to happen.

Lori Pirrone structured and disciplined nature has allowed her to succeed in the financial industry. She has a Bachelor of Business Administration degree in Finance and Banking.

Lori Pirrone – Three Tips to Increase Retirement Savings

Lori Pirrone is a Financial Consultant with AXA Advisors, LLC. She has worked for AXA since 2001 and previously worked for Dreyfus Mutual Funds/Mellon Bank and American Express Financial Advisors. She has over 15 years worth of experience in the male-dominated financial services industry. Here are a few tips and tricks for increasing retirement savings.

The first trick, and maybe the most obvious trick to increase retirement savings, is to slow down spending. This can be done through little things such as bringing lunch to work instead of buying it every day. Anybody who wants to rein in their spending should examine their budget, and find the areas where they could spend less or not at all.

Secondly, automating savings is a great way to increase retirement savings. Set up an automatic deduction from savings and checking’s accounts, or a paycheck, that goes directly to retirement savings per month. This increases retirement savings without having to do or think much about it.
Some employers offer to match 401(k) plans and this should be taken advantage of. This means that employees should meet their employer's match. Some employers will offer to match 50 percent of what an employee puts into their savings per year. For example, if an employee contributes $2,500 to their retirement funds per year, the employer will add in $1,250 per year. This is essentially free money for retirement.

Lori Pirrone specializes in retirement and insurance planning. Her clients largely consist of high net worth individuals, public employees, and small business owners.

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